The Black & Decker Disability Plan v. Kenneth L. Nord (538 U.S. 822)

U.S. Supreme Court · decided May 27, 2003 · Supreme Court Database (Spaeth)

Citation
538 U.S. 822 · 123 S. Ct. 1965
Decided
May 27, 2003
Term
October Term 2002
Vote
9–0
Majority author
Justice Breyer
Issue area
Economic Activity
Disposition
Vacated and remanded
Outcome
Petitioning party won
Ideological direction
Conservative

Opinion excerpt

Justice Ginsburg delivered the opinion of the Court. Under a rule adopted by the Commissioner of Social Security, in determining whether a claimant is entitled to Social Security disability benefits, special weight is accorded opinions of the claimant’s treating physician. See 20 CFR §§ 404.1527(d)(2), 416.927(d)(2) (2002). This case presents the question whether a similar “treating physician rule” applies to disability determinations under employee benefits plans covered by the Employee Retirement Income Security Act of 1974 (ERISA or Act), 88 Stat. 882, as amended, 29 U. S. C. § 1001 et seq. We hold that plan administrators are not obliged to accord special deference to the opinions of treating physicians. ERISA and the Secretary of Labor’s regulations under the Act require “full and fair” assessment of claims and clear communication to the claimant of the “specific reasons” for benefit denials. See 29 U. S. C. § 1133; 29 CFR §2560.503-1 (2002). But these measures do not command plan administrators to credit the opinions of treating physicians over other evidence relevant to the claimant’s medieal condition. Because the Court of Appeals for the Ninth Circuit erroneously applied a “treating physician rule” to a disability plan governed by ERISA, we vacate that court’s judgment and remand for further proceedings. I Petitioner Black & Decker Disability Plan (Plan), an…

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