LANGLEY et ux. v. FEDERAL DEPOSIT INSURANCE CORPORATION (484 U.S. 86)

U.S. Supreme Court · decided December 1, 1987 · Supreme Court Database (Spaeth)

Citation
484 U.S. 86 · 108 S. Ct. 396
Decided
December 1, 1987
Term
October Term 1987
Vote
8–0
Majority author
Justice Scalia
Issue area
Civil Rights
Disposition
Affirmed
Outcome
Petitioning party lost
Ideological direction
Conservative

Opinion excerpt

Justice Scalia delivered the opinion of the Court. Petitioners W. T. and Maryanne Grimes Langley seek reversal of a decision by the United States Court of Appeals for the Fifth Circuit granting the Federal Deposit Insurance Corporation (FDIC) summary judgment on its claim for payment of a promissory note signed by petitioners. 792 F. 2d 541 (1986). The Fifth Circuit rejected petitioners’ contention that a defense of misrepresentation of existing facts is not barred by 12 U. S. C. § 1823(e) because such a representation is not an “agreement” under that section. We granted certiorari to resolve a conflict in the Courts of Appeals. 479 U. S. 1028 (1987). Compare Gunter v. Hutcheson, 674 F. 2d 862, 867 (CA11), cert. denied, 459 U. S. 826 (1982); FDIC v. Hatmaker, 756 F. 2d 34, 37 (CA6 1985) (dictum). I The Langleys purchased land in Pointe Coupee Parish, Louisiana, in 1980. To finance the purchase, they borrowed $450,000 from Planters Trust & Savings Bank of Opelousas, Louisiana, a bank insured by the FDIC. In consideration for the loan, they executed a note, a collateral mortgage, and personal guarantees. The note was renewed several times, the last renewal being in March 1982, for the principal amount of $468,124.41. In October 1983, after the Langleys had failed to pay the first installment due on the last renewal of the note, Planters brought the present suit for principal…

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